Information on the Flood Re Scheme

Laws and Policies

CCLW

CCLW national policies

Water Act 2014

Programme launched

Flood Re is a hybrid public private reinsurance scheme introduced by the UK Government under Part 4 of the Water Act 2014. It was designed in partnership with insurers aimed at making the flood cover part of household insurance policies more affordable. Every insurer that offers home insurance in the UK is required to pay into the Flood Re Scheme. Funds from this levy are then used to cover the flood risks in home insurance policies.